Terms of Use / Privacy / Disclaimers
Terms of Use
Effective Date: September 7, 2025
Issued by: Small Black Business Association (SBBA)
Welcome to the official website of the Small Black Business Association (SBBA). By accessing and using this website, you agree to the following Terms of Use. Please read them carefully. If you do not agree to these terms, you should not use this website or participate in SBBA membership activities.
Our Mission
The SBBA is dedicated to supporting and advancing the growth of Black-owned businesses. Our purpose is to create opportunities for access to capital, provide advocacy and resources, and foster cooperative economic models that uplift entrepreneurs and strengthen communities.
Membership
Membership in the SBBA is a privilege and not a right.
Members agree to uphold the values and mission of the SBBA.
Members must provide accurate information when applying for or maintaining membership.
The SBBA reserves the exclusive right to approve, deny, suspend, or terminate membership at its sole discretion and without prior notice if it determines that any action, conduct, or representation by a member is inconsistent with the values or mission of the SBBA.
Use of Website
The content on this website is provided for informational, educational, and networking purposes.
You may not misuse this website by engaging in unlawful, harmful, or disruptive activity.
Unauthorized use of SBBA trademarks, logos, or content without prior written consent is prohibited.
Privacy and Security
The SBBA is committed to protecting the privacy of its members. Information shared with the SBBA is handled in accordance with our privacy policy. However, no online system is completely secure, and users accept the risks inherent in digital communications.
Disclaimer of Liability
The SBBA provides its website and services on an “as is” and “as available” basis. While we strive to provide accurate and reliable information, the SBBA makes no warranties or representations of any kind regarding the website or its content. The SBBA will not be held liable for any damages resulting from the use or inability to use this website.
Termination
The SBBA reserves the right to suspend or terminate your access to this website or your membership at any time and at its sole discretion, without prior notice, for any reason it deems appropriate.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms will be subject to the jurisdiction of appropriate courts.
Amendments
The SBBA reserves the right to amend these Terms of Use at any time. Updated versions will be posted on this website with the effective date clearly indicated.
Issued on September 7, 2025
By the Small Black Business Association (SBBA)
Membership Agreement
Effective Date: September 7, 2025
Issued by: Small Black Business Association (SBBA)
This Membership Agreement establishes the terms and conditions under which individuals and businesses may become members of the Small Black Business Association (SBBA). By applying for and maintaining membership, you agree to be bound by this agreement.
1. Purpose of the SBBA
The SBBA is dedicated to empowering Black-owned businesses and entrepreneurs by providing access to resources, advocacy, cooperative funding opportunities, and community support. Membership in the SBBA is intended to promote economic growth, cooperation, and fairness within the Black business community.
2. Eligibility for Membership
Membership is open to individuals and businesses that support the mission and values of the SBBA.
Applicants must provide complete and truthful information on membership forms.
The SBBA reserves the right to review and determine eligibility for membership at its discretion.
3. Membership Rights and Benefits
Members will have access to SBBA resources, events, programs, and networking opportunities.
Members may participate in SBBA initiatives and have the opportunity to collaborate with other members.
The SBBA may expand or modify membership benefits from time to time without prior notice.
4. Member Responsibilities
Members agree to uphold the values and mission of the SBBA in all business and community activities.
Members must conduct themselves with integrity, professionalism, and respect toward other members.
Members must comply with all SBBA policies, including the Terms of Use of the SBBA website.
5. Membership Fees
If applicable, members agree to pay membership fees as established by the SBBA. Membership fees are non-refundable. Failure to pay required fees may result in suspension or termination of membership.
6. Suspension and Termination
Membership in the SBBA is a privilege, not a right.
The SBBA reserves the sole discretion to suspend or terminate membership without prior notice if it determines that a member’s actions are inconsistent with the mission, values, or best interests of the SBBA.
Suspension or termination may occur for reasons including but not limited to misconduct, dishonesty, nonpayment of fees, or violation of this agreement.
7. Limitation of Liability
The SBBA is not responsible for any losses, damages, or liabilities incurred as a result of membership participation. Members agree to hold the SBBA harmless from any claims related to their membership.
8. Governing Law
This agreement shall be governed by the laws of the United States. Any disputes will be subject to the jurisdiction of appropriate courts.
9. Amendments
The SBBA reserves the right to amend this Membership Agreement at any time. Any updates will be posted publicly with the effective date clearly indicated. Continued membership constitutes acceptance of all amendments.
Issued on September 7, 2025
By the Small Black Business Association (SBBA)
SBBA Code of Conduct
Effective Date: September 7, 2025
Issued by: Small Black Business Association (SBBA)
The Small Black Business Association (SBBA) is dedicated to advancing the growth and success of Black-owned businesses. Membership in the SBBA is a privilege that comes with responsibilities. All members are expected to follow this Code of Conduct to ensure a respectful, supportive, and professional environment for all.
1. Respect and Integrity
Members must treat one another with respect at all times. Discrimination, harassment, intimidation, or disrespectful behavior will not be tolerated.
2. Professionalism
Members are expected to conduct themselves in a professional manner in all SBBA activities, including meetings, events, online forums, and business dealings.
3. Honesty and Accountability
Members must provide accurate information about themselves and their businesses. Dishonesty, fraud, or misrepresentation is grounds for immediate termination of membership.
4. Support for Black-Owned Businesses
The SBBA exists to uplift and empower Black-owned businesses. Members should make every effort to support and collaborate with one another in a spirit of cooperation.
5. Compliance with Laws and Policies
All members must comply with applicable laws and with SBBA policies, including the Terms of Use and Membership Agreement.
6. Positive Contribution
Members should actively contribute to the growth and mission of the SBBA. This includes sharing resources, participating in programs, and promoting opportunities for other members whenever possible.
7. Zero Tolerance for Misconduct
The SBBA reserves the right to suspend or terminate membership at its sole discretion for any conduct deemed harmful to the mission, values, or reputation of the organization.
Issued on September 7, 2025
By the Small Black Business Association (SBBA)
Privacy Policy
Effective Date: September 7, 2025
Issued by: Small Black Business Association (SBBA)
The Small Black Business Association (SBBA) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard information when you use our website, participate in membership, or engage with our services.
1. Information We Collect
We may collect personal information from you when you visit our website, apply for membership, or participate in SBBA activities. This information may include:
Name, address, phone number, and email address
Business information such as company name, services, and industry details
Payment details for membership fees or event registrations
Any other information you voluntarily provide to us
2. How We Use Your Information
The SBBA uses the information we collect to:
Process membership applications and manage accounts
Provide access to resources, programs, and events
Communicate with members about SBBA updates, initiatives, and opportunities
Improve our website, services, and member experience
Comply with legal and regulatory requirements
3. Sharing of Information
We do not sell or rent your personal information. The SBBA may share information with trusted service providers who help us operate our website and deliver services. These providers are required to protect your information and may only use it to provide services to the SBBA.
We may also disclose information if required by law or if necessary to protect the rights, property, or safety of the SBBA, our members, or the public.
4. Data Security
The SBBA takes reasonable steps to protect your personal information from unauthorized access, disclosure, or misuse. However, no online system is completely secure, and we cannot guarantee absolute security.
5. Member Choices
Members may update their personal information or opt out of receiving communications from the SBBA by contacting us directly. Please note that certain communications related to membership obligations cannot be opted out of.
6. Cookies and Website Usage
Our website may use cookies and similar technologies to enhance user experience, analyze traffic, and improve functionality. You may adjust your browser settings to block cookies, but some features of the website may not function properly.
7. Retention of Information
The SBBA retains personal information for as long as necessary to fulfill the purposes described in this policy or as required by law.
8. Children’s Privacy
The SBBA website and membership services are not directed to children under the age of 18. We do not knowingly collect information from children.
9. Changes to This Privacy Policy
The SBBA reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this website with the effective date clearly indicated.
10. Contact Us
If you have questions or concerns about this Privacy Policy or how your information is used, please contact the SBBA directly through our website.
Issued on September 7, 2025
By the Small Black Business Association (SBBA)
We Do Not Sell Personal Information or Data
The Small Black Business Association (SBBA) respects your privacy and is committed to protecting your personal information. We want to make it clear that we do not sell, trade, or rent any personal information or data to third parties.
Any information you share with the SBBA is used solely for the purposes of providing membership services, improving our programs, and communicating with you about opportunities and initiatives that align with our mission.
Your trust is important to us, and we are committed to safeguarding your information with the highest standards of care.
SBBA Independence Statement
The Small Black Business Association (SBBA) is an independent, people-driven organization. We are not affiliated with, supported by, or funded through any government institution at the city, state, or federal level.
The SBBA does not receive government grants or assistance. Instead, we are people supported by the people and for the people. Our strength comes from our members, our community, and our shared commitment to building economic empowerment through cooperation, innovation, and advocacy.
We are proud to be a people-owned and people-operated platform, built to serve the needs of Black entrepreneurs and small business owners. Our mission is grounded in community support, collective action, and the pursuit of economic justice.